Digital Banking Platform
Milly
by CUtopia
A next-generation digital banking experience designed specifically for credit unions — smarter, more personal, and built to deepen member relationships.
M
illy
Core Features
Designed around your members
Every feature in Milly exists to make members more engaged, more informed, and more loyal to their credit union.
User ID Verification
Robust identity verification built into the onboarding and login flow — keeping your members' accounts secure without adding friction.
Onboarding
During onboarding, members build out their household — age, demographics, income, credit, and financial goals — giving the credit union the insight needed to serve the whole family and grow wallet share.
Financial Literacy
Embedded financial education tools that help members understand their money, build better habits, and reach their goals.
User Customization
Members personalize their dashboard, alerts, and preferences — creating a banking experience that feels built just for them.
Platform Capabilities
Everything members expect from a modern banking app
Mobile-First Design
Designed for the way members actually bank — fast, intuitive, and optimized for every screen size.
Smart Alerts
Configurable push notifications and SMS alerts keep members informed about every account activity.
Spending Insights
Automatic transaction categorization gives members a clear picture of where their money is going.
Biometric Authentication
Face ID and fingerprint login for fast, secure access — no passwords to forget.
Member Engagement
Built-in tools to deepen member relationships through personalized content and proactive outreach.
Bank-Grade Security
End-to-end encryption, multi-factor authentication, and continuous fraud monitoring protect every session.
Why Milly
The difference is in the integration
Real-Time Core Integration
Milly connects live to most core processing systems — including Jack Henry, Corelation, Mercury, and many more — so balances, transactions, and account changes reflect instantly.
Fully Credit Union Branded
Your logo, your colors, your name. Members never leave your brand — Milly disappears into your identity.
No Third-Party Middleware
Direct integration means fewer points of failure, faster performance, and no vendor dependency in the middle.
Built for Credit Unions
Not adapted from a bank product. Milly was designed from day one for the cooperative structure of credit unions.
Certified Integrations
JHA Vendor Integration Certified
Jack Henry & Associates
Corelation KeyBridge Certified
Corelation, Inc.
Get Started
Ready to bring Milly to your members?
Talk to our team about deploying Milly at your credit union — hosted or in-house, fully branded, and live-connected to your core.